Corporate Financial Management in English
Corporate Financial Management (Quản trị tài chính doanh nghiệp) encompasses all strategic and operational activities aimed at managing a company's finances efficiently.
Key Functions
- Financial Planning: Forecasting revenues, expenses, and capital requirements.
- Budgeting & Control: Setting financial targets and monitoring performance against them.
- Cash Flow Management: Maintaining sufficient liquidity to meet obligations.
- Investment Decisions: Using NPV and IRR to evaluate capital projects.
- Risk Management: Hedging interest rate, currency, and credit risks.
Common Terms
| English | Vietnamese |
|---|---|
| Working Capital | Vốn lưu động |
| Capital Structure | Cơ cấu vốn |
| Financial Leverage | Đòn bẩy tài chính |
| Return on Equity (ROE) | Tỷ suất lợi nhuận vốn chủ |
For Vietnamese SMEs seeking bank financing, strong corporate financial management directly improves loan approval prospects by demonstrating sound fiscal discipline to lenders.
Practical Example
A Vietnamese SME manufacturer preparing to apply for a working capital facility should first conduct a financial health check across these five functions: forecast next-quarter cash flow, review the debt-to-equity ratio, and prepare audited financial statements covering at least the last two fiscal years. Lenders typically evaluate corporate financial management maturity through consistency of bookkeeping, timely tax filings, and clear separation between owner and business finances — all signals of governance quality.
Vay vốn kinh doanh
Hiểu rõ thuật ngữ tài chính giúp doanh nghiệp chuẩn bị hồ sơ vay vốn tốt hơn và tăng khả năng được phê duyệt khoản vay. Đăng ký so sánh lãi suất từ nhiều ngân hàng qua BizLoan.