Zero Interest Loan — Cho vay lãi suất bằng 0
Zero Interest Loan (Cho vay lãi suất bằng 0) is a financing arrangement in which no interest is charged on the borrowed principal. This can be structured as a 0% APR promotional offer, a government-subsidized loan, or a social finance product.
Related terms: 0% APR Loan, Interest-Free Loan, Subsidized Loan, Deferred Interest Loan
Usage Examples
- "The government introduced a zero interest loan program for SMEs affected by the economic downturn."
- "Retailers often advertise zero interest financing for 12–24 months, but the cost may be built into the product price."
- "A zero interest loan from a social lending platform like Kiva can help micro-entrepreneurs in developing markets."
Key Distinctions
- True zero interest: No interest at all, lender absorbs cost
- Deferred interest: Interest accrues but is waived if paid on time — dangerous if missed
- Subsidized interest: Government or third party pays the interest on your behalf
Cho vay lãi suất bằng 0 tiếng Anh là Zero Interest Loan hoặc 0% APR Loan.
Vay vốn kinh doanh
Hiểu rõ thuật ngữ tài chính giúp doanh nghiệp chuẩn bị hồ sơ vay vốn tốt hơn và tăng khả năng được phê duyệt khoản vay. Đăng ký so sánh lãi suất từ nhiều ngân hàng qua BizLoan.