Credit Card Annual Fee — Phí thường niên thẻ tín dụng

Credit Card Annual Fee (Phí thường niên thẻ tín dụng) is a fixed fee charged once per year by the card-issuing bank or financial institution to cover the cost of maintaining the account, providing rewards programs, travel benefits, and other premium services.

Related terms: Annual Membership Fee, Card Maintenance Fee, Yearly Fee, No-Annual-Fee Card

Usage Examples

• "Many premium credit cards charge a Credit Card Annual Fee of $95–$695/year in exchange for travel perks and cashback rewards."
• "The bank waived the annual fee for the first year as a promotional offer for new cardholders."
• "Cardholders can offset the Credit Card Annual Fee if they use the lounge access and travel insurance benefits regularly."

Key Points

• Range: From $0 (no-annual-fee cards) to $695+ (ultra-premium cards)
• Waiver conditions: Spending thresholds, promotional offers, or loyalty status
• Value assessment: Compare annual fee against the monetary value of benefits received
• Billing: Usually charged on the card anniversary or statement date

Phí thường niên thẻ tín dụng tiếng Anh là Credit Card Annual Fee.

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