Country Credit Limit — Hạn mức tín dụng quốc gia
Country Credit Limit (Hạn mức tín dụng quốc gia) refers to the aggregate maximum credit exposure that an international bank, export credit agency (ECA), or financial institution is willing to assume for entities located in a specific country. It is a key risk management tool for controlling country risk.
Related terms: Country Risk, Sovereign Risk, Country Exposure Limit, ECA Country Cap, Sovereign Credit Rating
Usage Examples
- "Our bank has reached its Country Credit Limit for Vietnam — no new loans can be approved until existing exposure is reduced."
- "The Country Credit Limit is reassessed annually based on the sovereign credit rating from Moody's, S&P, and Fitch."
- "Vietnam's improved country credit limit from international banks reflects the economy's strong growth fundamentals."
Key Factors Affecting Country Credit Limits
- Sovereign credit rating: Higher rating = higher limit
- Macroeconomic stability: GDP growth, inflation, current account
- Political risk: Government stability, rule of law
- Foreign exchange reserves: Ability to service foreign debt
- Existing exposure: How much the bank already lends into the country
Hạn mức tín dụng quốc gia tiếng Anh là Country Credit Limit.
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