Corporate Card in English
Corporate Card (Thẻ doanh nghiệp) is a payment card issued by a financial institution to a company rather than to an individual. It allows employees to pay business expenses directly without using personal funds.
Types of Corporate Cards
| Type | Description |
|---|---|
| Corporate Debit Card | Linked directly to business account; immediate fund deduction |
| Corporate Credit Card | Spend now, pay later; provides revolving credit line |
| Corporate Prepaid Card | Pre-loaded funds; ideal for project budget control |
Key Benefits
- Centralized expense tracking: All transactions consolidated in one statement.
- Spending controls: Set per-employee or per-department limits.
- Improved credit profile: On-time payments build business credit history.
- Rewards & cashback: Many cards offer points or cashback on business purchases.
For Vietnamese SMEs, corporate cards simplify accounting reconciliation and reduce reliance on employee cash advances.
Example in Practice
A Vietnamese SME distributing electronics issued corporate credit cards to 15 field sales staff, setting a monthly limit of 10 million VND per card for fuel, client entertainment, and courier costs. This eliminated manual expense reimbursement paperwork and gave the finance team real-time visibility into departmental spending through the bank's online dashboard.
Vay vốn kinh doanh
Hiểu rõ thuật ngữ tài chính quốc tế giúp doanh nghiệp SME Việt Nam quản lý dòng tiền chuyên nghiệp hơn và chuẩn bị hồ sơ vay vốn thuyết phục hơn khi làm việc với đối tác nước ngoài. Đăng ký so sánh lãi suất từ nhiều ngân hàng qua BizLoan.