Credit Card Insurance — Bảo hiểm thẻ tín dụng
Credit Card Insurance (Bảo hiểm thẻ tín dụng) is a financial protection product offered alongside credit cards. It covers cardholders against card loss, unauthorized transactions, accidental death, disability, or involuntary job loss that prevents debt repayment.
Related terms: Payment Protection Insurance (PPI), Card Protection Plan, Credit Shield
Usage Examples
- "The bank offers Credit Card Insurance that waives your outstanding balance in case of permanent disability."
- "Credit Card Insurance typically covers unauthorized transactions up to 48 hours before the cardholder reports the loss."
- "SME owners should review Credit Card Insurance terms carefully to understand exclusions."
Key Features
- Global coverage: Protects both domestic and international transactions
- Multiple risk types: Covers fraud, accidents, health events, and travel incidents
- Monthly premium: Usually charged as a percentage of outstanding balance (0.3–0.6%/month)
- Optional enrollment: Cardholders can opt in or out
Bảo hiểm thẻ tín dụng là thuật ngữ tiếng Anh quan trọng trong tài chính cá nhân và doanh nghiệp tại Việt Nam.
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